Boat Insurance in North Carolina

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Don’t limit yourself or your insurance to land. Whether you are out at sea, floating down the river, relaxing on the lake - we can help you save a boat load on your insurance this summer. At Carolina Insurance Professionals, we will help you compare plans for your boat or personal watercraft to find your best options!

 

Finding the Right Coverage for Your Boat/PWC

We can help you find coverage for any of the following boats/PWCs: 

  • Runabout
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Other Fishing Boat
  • Bass Boat
  • Personal Watercraft

You may be thinking - Doesn’t my homeowner’s insurance cover my boat? The answer is that depends on size/value of your watercraft. More often than not, your homeowner’s policy does not cover or offer sufficient coverage for your watercraft. Just give us a call if you have any questions on whether or not you’re covered.

North Carolina Boat Insurance Coverages

When it comes to boat insurance you have more options than you think. With typical boating insurance the coverage you’ll need includes: 

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical & physical damages

However, you do have a few more options to consider!

“Roadside” Assistance

Towing is not just for cars! A good plan will cover not only towing of your boat on land but also on-water towing if you become stranded.  

Loss and Replacement

A boating insurance plan can cover replacement costs, not just the deducted “actual cash value,” putting more money back in your pocket.  Some plans will even get you a brand new model if your boat is destroyed within the first five model years.

Traveling with your Insurance

Go farther with a good boat insurance plan. If you are sailing ocean waters within 50 miles of the coast of the U.S. or Canada or traveling within those countries’ navigable waterways, lakes, and rivers, you are covered.  Sail on.

For help finding the right coverage to fit your budget, give us a call!