Will your family be covered if something happens to you?
Life Insurance can help secure your family’s future after you pass away. A life insurance plan in North Carolina helps make sure your family will still be able to pay the mortgage or your child’s tuition after you are gone. Personal life insurance is important not only for the primary breadwinner of the family but also the spouse who may stay at home, work part time or have a full-time job as well.
When it comes to family life insurance policies in North Carolina, there are two main types of plans to consider: term and permanent life insurance. Term life insurance provides insurance for a specified period of time. This type of plan can be bought for periods of one to 30 years and pays a sum to beneficiaries upon the death of the policyholder. Permanent life insurance policies do not expire and combine a death benefit with a saving component. Permanent policies build cash value that you can borrow against. Both types of plans allow you to pay a fixed monthly rate for the life of the policy.
We can help you choose the right term or permanent life insurance policy to make sure your loved ones are protected. Contact us today!