What to Expect from a Premier Car Insurance Company in NC

It may surprise you, but an estimated 12% of people in North Carolina do not have any type of car insurance. Unfortunately, that can be a massive problem since North Carolina laws require at least liability insurance coverage on any vehicle that is actively being driven on the road. It could become a serious legal issue, but there are more reasons to get at least the minimum required car insurance coverage. The folks here at Carolina Insurance Professionals can help you find a car insurance premium you can afford that will keep you legally on the road.

Accidents Happen All the Time So Make Sure You Insure Yourself

The Department of Transportation report states that there were over 270,000 traffic crashes within North Carolina in 2020. Accidents can cause thousands of dollars in property damage and tens of thousands of dollars in medical bills from any resulting injuries. Without proper coverage, you could be paying out of pocket for damages resulting from your car accident. Depending upon your  automobile coverage, you may not be totally covered. Knowing what your auto insurance minimums are is good, but how do you know if they are enough? That is where we come in here at Carolina Insurance Professionals.

Find The Perfect Plan

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Get the Car Insurance Raleigh Citizens Can Depend On

Our independent insurance agency helps you find the right car insurance so that you get the protection you need while driving down the road. Insurance will help you settle any claims quickly and fairly, whether you are at-fault or not-at-fault.  We’re the auto insurance broker helping people like you find car insurance that provides the coverage options you may need, like:

  •         Paying for repairs
  •         Paying for medical bills
  •         Paying for other bills as you recover
  •         Protecting you from lawsuits and damage claims
  •         Protecting you from uninsured or underinsured motorists

If you drive extensively, It is not enough to j have just the minimum, legally required auto insurance policy. What you need is the right car insurance that can protect you, your passengers, and your assets as well as your vehicle. You never know when an accident could happen. Your insurance coverage must be comprehensive enough to cover those unexpected what-if scenarios. If you go out on the road with too little, or worse, no auto

What Can Car Insurance Agents Offer?

The simple answer is that car insurance agents can offer you car insurance, but the more detailed answer is much deeper. We provide so much more than insurance quotes and plans. We look at your individual situation and see what types of coverage you need for your driving habits, lifestyle and vehicle. Then, we make sure you have the appropriate limits to go with your coverage. 

We will also look at your history and see what type of driving record you have. We understand that people sometimes make mistakes. Perhaps you got a traffic ticket for speeding, or a parking ticket from an expired meter. However, those mistakes do sometimes affect the deductibles you pay for auto insurance. We will need to get information about your vehicle’s make, model and year as well. For example, insurance premiums will vary for someone driving a new car, just off the lot vehicle versus someone driving a 6 year old model.

Finally, we are going to have to look at which car insurance companies have the car insurance policy and coverage you want. Not all insurance companies have the same types of car insurance coverage. Also, each car insurance company has its own car insurance rates. Some companies can provide car insurance discounts for things like:

  • Bundling multi-car policies
  • Safe-driver
  • Veterans
  • Taking a safe driver course
  • Good student discounts
  • Low mileage usage
  • And more. 

We will let you know if any discounted insurance rates show up as we go. Once we put these factors together, we can compare insurance quotes to see which is going to work best for your needs while staying within your budget.

We Offer Car Insurance Quotes NC

For any insurance questions, or to go over car or truck insurance options, give us a call! We will discuss the types of vehicle insurance you need and the types of car insurance you can opt for, so you can pick which insurance quote suits you best. Our premier car insurance broker is ready to answer your questions and help you find affordable car insurance rates here in North Carolina. In many cases, we can get you a car insurance quote in just a few minutes. So, please call us when you want to start your car insurance policy. We are here to help!

Getting car insurance is about more than being able to have your car legally insured e. It is also a layer of protection. You never know if your car may lose control, or your brakes may fail. You also never know if or when that could happen to someone you are on the road with. Having insurance gives you that bubble layer to help should the unthinkable happen. Instead of worrying about recovering from an auto accident and paying for car repairs, just focus on your recovery. Know that your insurance coverage will handle the expenses. That is an invaluable peace of mind .

Car Insurance Options You Get with Carolina Insurance Professionals

There are many types of auto insurance coverage other than simple liability. There are options for  personal and property damage liability, collision coverage, bodily injury coverage, comprehensive insurance, and more. While liability insurance may be the minimum the law requires, it is not enough to give you full peace of mind or cover expense in case of an automobile accident. Here are some other coverages we can help you with.

Medical Care After Accidents

If you or any passengers in your car need medical care after an accident, you can have those expenses covered! In addition, there are “Not-at-fault” coverage options if you’re in an accident caused by a motorist that may have little or no insurance and is unable to pay for your bodily injuries. If you are responsible for an accident, you can also get coverage for the other driver’s medical bills, and potential legal fee coverage if that driver sues you. Want to know more? Reach out to us today!

Property Damage Coverages

Vehicle collisions can cause thousands of dollars of damage to your vehicle.  With the proper insurance plan, if you need repairs, all you need to pay is a deductible that you choose. What if your car gets damaged by something other than a collision?  Don’t worry, insurance can pay for repairs if your car is vandalized, damaged by weather or fire, damaged from hitting an animal, or if your car gets stolen! We have many different insurance options to keep your vehicle safe. Call us today and discuss your insurance needs with us so we can help guide you to the perfect insurance plan.

Help After a Breakdown!

Make sure you have a plan that offers roadside assistance! If your car has any mechanical or electrical issues, let your insurance pay for towing services and other roadside help. This includes flat tires, running out of gas, or perhaps a dead battery. While your car is being repaired, you also have the option of getting rental reimbursement for a short time from your insurance provider.

Call Now to Make Carolina Insurance Professionals Your Car Insurance Agency NC

For help finding the right car insurance, contact us today to speak with one of our qualified car insurance brokers. We’re conveniently located in Raleigh, North Carolina and our agents are ready to help you compare car insurance policies to see which is the best plan to suit your needs. Find out what makes Carolina Insurance Professionals a unique car insurance agency in NC. Come in and see for yourselves.

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