RV and Motorhome Insurance in North Carolina
Your RV is not just a vehicle, but your home away from home. You need the comfort of an insurance policy you can trust while you are out exploring the open road. Regardless of whether you drive it or tow it, use it for quick getaways or all year long, our goal is to help you get the best coverage for your needs. Understanding the ins and outs of your policy can be difficult, whether you have a motorhome, camper, or RV.
We can help you understand your coverage and get the customer service you need along the way. We can help you find coverage for:
- Conventional Motor Home — Class A
- Professional Bus Conversion — Class A
- Non-professional Bus Conversion — Class A
- Camper Vans — Class B
- Mini Motor Home
- Fifth Wheel Trailer
- Conventional Trailer
- Pop-Up Tent Trailer
- Trailer with Recreational Cargo Quarters
- Mounted Truck Camper
Recreational Vehicle Coverage Options
With a standard RV insurance policy in North Carolina, you’ll get some of the same coverages as auto insurance, like Roadside Assistance and medical bill assistance. However, there are some additional features and coverage options of a good RV plan that you’ll want to explore to get the coverage you need.
Personal Belongings Replacement Cost
A special plan for RV insurance coverage is recommended to protect your personal belongings you may keep in your RV. In addition to property damage liability for the RV itself, this plan would cover things like laptops and other electronics, clothing, jewelry, and other gear.
Your plan can also cover lodging or travel expenses while your RV is undergoing repairs. This includes the cost of a hotel if you need a place to stay, or a way to simply get to your destination.
Liability at the Campsite
If someone is injured while around your RV if it is parked at a campsite, you might be liable. Let your insurance protect you. Ask us about all our vacation liability options!
Full-Time Coverage for Your RV
If your RV is what you call home, you deserve a North Carolina insurance policy that gives you the level coverage you need. We can help you find a full-time policy that is similar to a homeowners policy. Full-time policies are eligible for those who do not own or reside in another dwelling and covers:
- Personal liability
- Medical payments to others
- Loss assessment
- Storage shed contents
Find The Perfect Plan
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