Made the decision to move to North Carolina? Don’t hesitate! We have it all here…thriving cities imbued with Southern charm, picturesque beaches, and gorgeous mountains. We have the tech hub of RTP, some of the best universities in the country, and a vibrant food and music scene. Whether you are an outdoor recreation enthusiast, a cultural arts lover, or a die-hard sports fan, North Carolina has something special in store for you.
But first you will need to get settled in: buy or rent a place to live, switch over your driver’s license and car registration, and get your NC insurance policies lined up. All this can seem daunting, but the insurance part doesn’t have to be. Carolina Insurance Professionals is one-stop shopping for all of your insurance needs. We can help you transition your health, home, auto, boat and umbrella policies. We are local and family-owned and pride ourselves on being there for our customers all year long, not just when the policy is purchased.
So where to begin? Let’s start with health insurance in North Carolina:
If your employer is not providing group coverage health insurance, you will want to purchase a policy on your own. While the Open Enrollment period for 2017 is currently closed, relocation from outside the state is a life event which does qualify you for an exception to the closure (called and SEP or Special Enrollment Period). Ask a North Carolina Agent to help you understand if you will qualify for a subsidy, and whether you should make your purchase on the Exchange or directly from the insurer.
You will also want to speak with an Agent to assess your homeowner or renters insurance needs. How much coverage should you buy and will your policy cover the total replacement value of your dwelling and its contents? Also, is it wise and cost-effective to add an umbrella policy to provide extra protection in case of accident or lawsuit?
Finally, you will need coverage for your autos, as well as RV’s and boats if you have them. You may be able to enjoy significant cost savings if you bundle these policies together with your homeowners policy. Ask one of our Agents about this type of package.
Come join us in beautiful North Carolina…
Y’all are going to love it here!