Category: Business Insurance

Can Workers’ Comp Cover Injuries Developed Over Many Years?

Not all work-related injuries are caused by sudden accidents. Occupational diseases and cumulative trauma injuries can develop over time. Repetitive Stress Injuries If an employee is covered by workers’ compensation insurance, he or she should be entitled to receive compensation for repetitive stress injuries cause by overuse over a long period of time. Back pain and carpal tunnel syndrome are examples of this type of... Read Article

Will Workers’ Comp Cover Employee Negligence?

Workers’ compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers’ compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault.... Read Article

Understanding Your BOP

A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, and for claims that could... Read Article

How to Control Workers Compensation Costs

Workers compensation has become a major contributing factor to the cost of business insurance. Premiums are high for many types of businesses, and the additional costs associated with employee injuries can be staggering. However, business owners are not as helpless as they may feel in controlling the cost of workers compensation insurance. Our knowledgeable agents at Carolina Insurance Professionals in Raleigh, North Carolina are available... Read Article

How to Keep Your Office Safe From Cyber Crime

Cyber crime is criminal activity carried out on the internet. It can be a crime such as hacking, spamming, or phishing in which a specific device is the object of the crime, or a crime in which a device is used as a tool to commit an offense. Common cyber crimes include identity theft, unauthorized computer access, online theft of bank information, and online predatory... Read Article