Umbrella Policies in North Carolina

Why Carry an Umbrella

An umbrella policy is additional liability insurance that you can purchase to supplement your existing home and auto policies.  This extra coverage can become important because home and auto policies have limits to the maximum amounts that can be paid out in a claim.  For most situations, standard policies are enough, but what if the injury or damage is extreme and a lawsuit emerges?

Protection Against the Unexpected 

Lawsuits often exceed auto and home liability limits.  Adding an umbrella policy is a very cost-effective way to expand your liability coverage.  That, in turn, would protect your home, retirement funds, investments, and future earnings in the case of a large claim against you.  Purchasing an umbrella policy can even save you money when you bundle it together with your home and auto policies.  Ask an Agent whether this type of coverage is right for you and your family.

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