Independent Insurance Agents

Conveniently Located in Raleigh, North Carolina

At Carolina Insurance Professionals, our objective is to help you find the lowest cost insurance plans with the best quality insurance companies to meet your needs. Since we are an independent insurance group, we have the ability to browse all major insurance carriers in the industry and compare plans based on only the criteria that matters to you, or your family’s, unique needs. We save you time, money, and confusion by utilizing the most efficient way to shop for insurance. Our agents are trained and licensed in multiple areas of insurance, including auto, home, and healthcare policies. To help you decipher what independent insurance brokers within each sector of insurance can help Raleigh, NC residents, we have broken them down into categories below.

Independent Auto Insurance Agents

Let’s start with independent car insurance agents. In North Carolina, there are state laws that require you to have vehicle insurance for any type of vehicle, including:

  • Cars
  • Trucks
  • SUVs
  • Motorcycles
  • ATVs
  • RVs
  • Boats
  • Jet Skis

These laws are in place to ensure you and your family are safe and protected financially if an accident was to occur. The one mistake we see many North Carolina residents making is assuming that selecting the cheapest auto insurance policy means they have appropriate insurance protection. Save yourself from making the same mistake and work with one of our independent car insurance agents to find the best auto insurance option for your unique circumstance. Additionally, though the state minimum is liability insurance, it usually isn’t enough to provide peace of mind or cover your expenses if there is an automobile accident, which is why we highly recommend property and casualty coverage. An independent insurance agent can help you gain coverage for the following:

  • Medical care after an accident occurs
  • Property damage coverage
  • Roadside assistance
  • And much more

Find The Perfect Plan

It’s our pleasure to evaluate all your health insurance needs and help you choose the right policy. With Carolina Insurance Professionals by your side, you will be ready for any surprises that life throws your way.

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Want To Speak with an Insurance Agent?
Call Us at 919-285-4732

Independent Health Insurance Agents

Carolina Insurance Professional represents all the major, high quality health insurance companies who offer healthcare plans in North Carolina. By doing so, we are able to offer affordable health insurance plans that provide all the benefits you need, regardless of your demographic or the number of family members you’re insuring. Our courteous and knowledgeable health insurance brokers can help you with the following medical insurance services:

Affordable Care Act – These plans are only available during open-enrollment periods through the online government health insurance marketplace known as Healthcare.gov. Typically these plans include high deductibles because they provide coverage for pre-existing conditions. The Affordable Care Act also offers government subsidies to help Americans pay for their medical insurance plan. Our health insurance agents can help you determine if you qualify for a subsidy.

Short Term Medical Insurance – If you need to find medical insurance to provide coverage during a coverage gap, such as waiting for an employer-sponsored plan to start, our agents and brokers are available to help you find and set up your short term healthcare coverage.

Employer or Union-Sponsored Health Plans – If your employer or work union provides health insurance coverage, you may only qualify for certain benefits based on the group plan. We can help you compare what your employer has to offer against other plans to evaluate which is the best fit for you and your family. 

Group Health Plans –  Are you a business owner? If so, regardless of how large or small your business is, we can help you compare coverage levels and pricing of group plans that you and your employees qualify for. 

Dental, Vision, or Prescription Insurance Plans – In most cases, other aspects of your health, such as dental care and vision, are not covered by your health insurance. We can help you find coverage for the additional plans needed for your overall health care and maintenance.

Independent Medicare Insurance Agents

Though technically considered part of health insurance, we have independent insurance brokers with over 20 years of experience who are extremely knowledgeable when it comes to Medicare coverage plans. We understand that Medicare can be complicated, especially because there are so many different options  – Medicare Advantage, Supplements, Prescription Plans, Parts A, B and other letters of the alphabet that can cause some confusion. The Medicare process doesn’t have to be disconcerting or headache inducing if you have a trusted insurance agent on your side. Call our Raleigh, NC office at 919-285-4732 to get clear about Medicare and all it has to offer.

Independent Home Insurance Agents

If you are a residential property owner in North Carolina, our homeowner’s insurance agents can help you get your home protected, inside and out. We understand that your home is most likely one of the largest investments you’ve ever made for you and your family. It is extremely important to make sure you are financially protected if unforeseen disaster strikes. We will work with you to find the most comprehensive coverage for the best rate. By working with our independent agents, you can easily compare home insurance quotes without having to spend hours frustrated on the Internet or phone. Our homeowners insurance agents are available and ready to discuss how to cover any of the following:

  • Other physical structures on your property like sheds or detached garages
  • Personal property and valuables found inside the home
  • Personal liability and medical payments in case of accidental injury inside the home or on the property
  • Review your home and the potential risks specific to your area
  • And more

We can help with renters insurance as well. All you have to do is get a quote and an independent agent will answer any of your home rental questions.

Combine and Save Even More

When you speak to our local insurance agents, don’t forget to ask how you can save money by combining your home, auto, and other insurance policies. By combining insurance plans, we are able to offer even bigger discounts, giving our clients more flexibility when it comes to getting the insurance coverage they deserve. Our main goal is to know each one of our clients on a personal level and understand exactly what type of insurance they require. Contact our  local, independent insurance brokers to get the best insurance coverage and even bigger savings for all aspects of your life.

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