Using a health insurance agent in North Carolina is a great way to get expert advice at no extra cost to you. Many think that using an insurance agent means an additional cost to enroll in a health insurance plan, but that is not the case.
With an insurance agent you get:
When you enroll in a health insurance plan in North Carolina you have two options: use the help of a licensed health insurance agent, or a health insurance navigator. It can be confusing to find the differences between the two, but there are a few key differences you need to know!
Expert Health Insurance Advice
Whether you buy insurance through the exchange in North Carolina or not, there are a variety of health insurance options available. A health insurance agent is an expert on health insurance plans and options and will advise you on what plan will best suit your needs. We know the ins and outs of the market and can make sure you don’t run into any surprises when it comes to your health insurance.
When you buy insurance directly from the provider or with a navigator through the exchange, you can have a hard time getting the service and support you need. Navigators for the health insurance exchange in North Carolina are only required to take a 40-hour training course on health insurance and do not possess the expertise level of a certified insurance agent.
Personal Service and Greater Availability
With 1.5 million people expected to purchase health insurance through the exchange in North Carolina, a navigator will not be able to offer the same level of service as an NC health insurance agent. You also may have trouble getting the same navigator on the phone should you have questions later. Most navigators have no prior experience with health insurance and are not certified in health industry information – this means little to no guidance for you. Working with one of our agents means you will talk to the same person about your policy any time you have a question, giving you better support.
With an insurance agent you get personalized, expert advice at no additional cost. We can help you find the best North Carolina health insurance plan and help you apply for subsidies from the federal government.