{"id":144,"date":"2019-04-23T15:56:46","date_gmt":"2019-04-23T15:56:46","guid":{"rendered":"https:\/\/www.carolinainsuranceprofessionals.com\/?page_id=144"},"modified":"2024-04-26T11:39:57","modified_gmt":"2024-04-26T15:39:57","slug":"health-insurance-agency-raleigh-nc","status":"publish","type":"page","link":"https:\/\/www.carolinainsuranceprofessionals.com\/health-insurance-agency-raleigh-nc\/","title":{"rendered":"Health Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"144\" class=\"elementor elementor-144\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9fe68fd elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"9fe68fd\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5402973\" data-id=\"5402973\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9835413 elementor-widget elementor-widget-template\" data-id=\"9835413\" data-element_type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"section\" data-elementor-id=\"8624\" class=\"elementor elementor-8624\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-238ab79 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"238ab79\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-551c55c0\" data-id=\"551c55c0\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-274422cb elementor-widget elementor-widget-heading\" data-id=\"274422cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Open Enrollment Is <b>Here<\/b><\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-30d6e09\" data-id=\"30d6e09\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3b1775b0 elementor-widget elementor-widget-text-editor\" data-id=\"3b1775b0\" data-element_type=\"widget\" id=\"open-enroll-notice\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Open Enrollment for Medicare, October 15, 2023 to December 7, 2023<br \/>Open Enrollment for ACA, November 1, 2023 \u2013 January 15, 2024<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-57d8aa6b\" data-id=\"57d8aa6b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1b3841b0 elementor-align-right elementor-tablet-align-center elementor-widget elementor-widget-button\" data-id=\"1b3841b0\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/contact-us-open-enrollment\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule an Appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8981a53 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8981a53\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-36c441b7\" data-id=\"36c441b7\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-57ee4181 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"57ee4181\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-528088c\" data-id=\"528088c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-51ac4366 elementor-widget elementor-widget-heading\" data-id=\"51ac4366\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Health Insurance Brokers <br><span style=\"font-size: 60px; font-weight: 600;\">Raleigh, North Carolina<\/span><br><\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2d77b76b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2d77b76b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a64e876 elementor-widget elementor-widget-heading\" data-id=\"2a64e876\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">If you are in North Carolina's Raleigh area and looking for health insurance for you or your family, we're the health insurance broker ready to help you find the perfect health insurance plan to fit your healthcare needs.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c650ca9 elementor-mobile-align-center elementor-widget elementor-widget-global elementor-global-415 elementor-widget-button\" data-id=\"c650ca9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-lg\" href=\"https:\/\/www.healthsherpa.com\/?_agent_id=ronee-greene\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon elementor-align-icon-right\">\n\t\t\t\t\t\t\t\t\t<i class=\"fa fa-send\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Get Quote for Affordable Care Act <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-741bb349\" data-id=\"741bb349\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3db7969 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3db7969\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ff69b6e\" data-id=\"ff69b6e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-80792dd elementor-widget elementor-widget-heading\" data-id=\"80792dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What are Independent NC Health Insurance Brokers?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-307d8d3 elementor-widget elementor-widget-text-editor\" data-id=\"307d8d3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">In today&#8217;s world, knowing where to turn for health insurance coverage can be difficult. Do you buy into your employer&#8217;s plan or shop on the government marketplace for private health insurance in North Carolina? Maybe the price is so high for private health insurance in Raleigh that you&#8217;re considering forgoing coverage altogether. If you are a business owner, the decision can be even more overwhelming. If you are facing these questions, an independent<a href=\"https:\/\/www.carolinainsuranceprofessionals.com\/why-you-should-use-a-health-insurance-agent\/\"> health insurance agency in NC<\/a> can be an invaluable resource.<\/span><\/p><p><span style=\"font-weight: 400;\">These agencies employ Raleigh, North Carolina&#8217;s\u00a0<a href=\"https:\/\/www.carolinainsuranceprofessionals.com\/independent-insurance-agent-near-me\/\">local health insurance brokers<\/a>, professionals who can help you find the right health plan for your unique needs. We are unaffiliated with any insurance providers and are well-versed in the offerings of multiple companies that offer the best health insurance in North Carolina. Independent brokers work for you rather than big insurance companies. They act as an unbiased intermediary to connect you with the insurer that provides the <a href=\"https:\/\/www.carolinainsuranceprofessionals.com\/contact-nc-insurance-broker\/\">best coverage at the lowest cost.<\/a><\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-20a0084 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"20a0084\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6d41af82 elementor-hidden-phone\" data-id=\"6d41af82\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-abe30ec\" data-id=\"abe30ec\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ec4a3c elementor-widget elementor-widget-heading\" data-id=\"3ec4a3c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Find The <b>Perfect Plan<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-edbbb2c elementor-widget elementor-widget-heading\" data-id=\"edbbb2c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">It\u2019s our pleasure to evaluate all your health insurance needs and help you choose the right policy. With Carolina Insurance Professionals by your side, you will be ready for any surprises that life throws your way.<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c510a73 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4c510a73\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bacc68 elementor-widget elementor-widget-shortcode\" data-id=\"2bacc68\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><script type=\"text\/javascript\">var 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               attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7caf46bc elementor-widget elementor-widget-heading\" data-id=\"7caf46bc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Want To Speak with an Insurance Agent?<br>\nCall Us at <b>919-285-4732<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0b45a3b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0b45a3b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-74acf65\" data-id=\"74acf65\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-260d80b elementor-widget elementor-widget-heading\" data-id=\"260d80b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Benefits of Working with Independent Health Insurance Brokers?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c8d18d elementor-widget elementor-widget-text-editor\" data-id=\"3c8d18d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">With <\/span><a href=\"https:\/\/www.pgpf.org\/blog\/2020\/04\/why-are-americans-paying-more-for-healthcare\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">skyrocketing health care costs<\/span><\/a><span style=\"font-weight: 400;\">, health insurance is necessary, and independent brokers can provide many services to help you choose the right plan. Here are just a few of the benefits working with a Raleigh health insurance agency offers:<\/span><\/p><h3><span style=\"font-weight: 400;\">Time and Cost Savings\u00a0<\/span><\/h3><p><span style=\"font-weight: 400;\">We all know that experts recommend comparing insurance quotes frequently to get the best rate. However, that&#8217;s easier said than done considering the ever-growing number of insurers on the market.\u00a0<\/span><a href=\"https:\/\/www.carolinainsuranceprofessionals.com\/best-health-insurance-nc\/\" target=\"_blank\" rel=\"noopener\">Individual health insurance agents<\/a><span style=\"font-weight: 400;\">\u00a0do the comparison for you, saving you hours of work and frustration.<\/span><\/p><p><span style=\"font-weight: 400;\">By comparing rates across companies, they can find the coverage you need at the best price. Since they often work with insurers on a large scale, they may get access to broker deals than you can get as an individual. Finally, since they are paid a commission for the policies they sell, their services are free to consumers like you.<\/span><\/p><h3><span style=\"font-weight: 400;\">Accurate Needs and Risk Assessments<\/span><\/h3><p><span style=\"font-weight: 400;\">Understanding the types and amounts of health insurance you need can be tricky, and it is often tempting to pick the cheapest plan. However, that is not always the best value.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">An <a href=\"https:\/\/www.carolinainsuranceprofessionals.com\/health-insurance-agency-in-apex-north-carolina\/\">independent health insurance agency<\/a> in NC can discuss your specific situation and concerns to assess how much and what kind of insurance best suits your needs. If you are a business owner, they can also help you understand the risks you face and how you can mitigate them with the proper insurance. Whether you are choosing a plan for yourself, your family, or your employees, an independent, local health insurance broker in Raleigh can help you through every step of the process.<\/span><\/p><h3><span style=\"font-weight: 400;\">Real-World Advice\u00a0<\/span><\/h3><p><span style=\"font-weight: 400;\">As health insurance professionals, there are very few situations independent brokers haven&#8217;t before encountered. They are often able to provide timely and practical advice.<\/span><\/p><p><span style=\"font-weight: 400;\">Furthermore, insurance offerings and regulations can vary by state. As a local expert, an independent health insurance agency in NC will be familiar with these details.<\/span><\/p><h3><span style=\"font-weight: 400;\">Excellent Service<\/span><\/h3><p><span style=\"font-weight: 400;\">As health insurance companies do not employ them, an independent broker\u2019s loyalty is to you, the customer. Their goal isn&#8217;t to sell you a specific plan but to provide value and outstanding service to earn your continued business. <\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-8a2c8ea elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8a2c8ea\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8e39e87\" data-id=\"8e39e87\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ddfd13b elementor-widget elementor-widget-heading\" data-id=\"ddfd13b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What Services can Independent Health Insurance Brokers Provide?<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c620392 elementor-widget elementor-widget-text-editor\" data-id=\"c620392\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">No matter your demographic or how many people you need to cover, an independent health insurance broker can help find affordable health insurance with the right benefits. Products with which they can assist you include:<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Affordable Care Act Coverage<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">These plans provide individual and family insurance to protect you and your immediate family. They are available for purchase during special open enrollment periods from the online government-run health insurance marketplace. Many of these plans are high-deductible and focus on providing preventative care and coverage of pre existing conditions and protection in case of a catastrophic illness or injury. However, more comprehensive plans are also available. You may qualify for a government-subsidized program depending on your situation.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Employer- or Union-Sponsored Plans<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Your options for coverage in a group plan usually depend on your employer or union membership (if applicable). An independent health insurance agency can help you evaluate which is the best fit for your needs. They can also provide a comparison to other plans you may qualify for that are not employer or union-sponsored.<\/span><\/p>\n<h3><span style=\"font-size: 30px; font-weight: 400; color: var(--ast-global-color-2);\">Medicare Supplemental Coverage<\/span><br><\/h3>\n<p><span style=\"font-weight: 400;\">Although Medicare plans provide health insurance, you may still be responsible for some out-of-pocket costs without supplemental coverage. A Medicare insurance agent Raleigh can help you <\/span><a href=\"\/medicare-insurance-agent\/steps-to-selecting-your-medicare-plan\/\"><span style=\"font-weight: 400;\">pick a plan to cover these expenses<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">COBRA Insurance&nbsp;<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">If you lose your job or get laid off, <\/span><a href=\"https:\/\/www.dol.gov\/sites\/dolgov\/files\/EBSA\/about-ebsa\/our-activities\/resource-center\/faqs\/cobra-continuation-health-coverage-consumer.pdf\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400;\">you are eligible to remain enrolled in your employer-sponsored group plan<\/span><\/a><span style=\"font-weight: 400;\"> for 18 or 36 months. However, you may be required to pay the entire premium up to 102% of the plan&#8217;s cost, which can be very expensive. An independent insurance broker can help you evaluate whether this or <\/span><a href=\"\/health-insurance-agency\/alternatives-to-cobra\/\"><span style=\"font-weight: 400;\">another insurance plan<\/span><\/a><span style=\"font-weight: 400;\"> is best for you.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Group Medical Plans<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">No matter the number of employees in your company, <\/span><a href=\"https:\/\/www.carolinainsuranceprofessionals.com\/health-insurance-agency\/group-health-insurance\/\"><span style=\"font-weight: 400;\">small and large group plans<\/span><\/a><span style=\"font-weight: 400;\"> are available at a variety of coverage levels and price points. Offering health coverage as part of your benefits package can be very valuable and attractive to your workers.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Health Savings Account (HSA) or Flexible Savings Account (FSA)<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">These programs are available with some health insurance North Carolina plans, especially those with high deductibles. They are funds you can contribute a portion of your before-tax pay to and use to cover out-of-pocket health care expenses.<\/span><\/p>\n<h3><span style=\"font-weight: 400;\">Dental, Vision, and Prescription-Drug Plans<\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Not usually covered under major medical insurance, these services can be costly, so ensuring you have the best health care insurance Raleigh that covers them is essential to access quality medical care easily.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f094add elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f094add\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-92175d4\" data-id=\"92175d4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c8b0cb elementor-widget elementor-widget-heading\" data-id=\"3c8b0cb\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why Choose Carolina Insurance Professionals as Your Local Health Insurance Broker in Raleigh, NC?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78c4b8a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78c4b8a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9f75f43\" data-id=\"9f75f43\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-00287c1 elementor-widget elementor-widget-image\" data-id=\"00287c1\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"281\" height=\"343\" src=\"https:\/\/www.carolinainsuranceprofessionals.com\/wp-content\/uploads\/healthTree.jpg\" class=\"attachment-large size-large wp-image-147\" alt=\"Health, Medical, Medicare, Homeowners and Car Insurance Quotes at Carolina Insurance Professionals\" srcset=\"https:\/\/www.carolinainsuranceprofessionals.com\/wp-content\/uploads\/healthTree.jpg 281w, https:\/\/www.carolinainsuranceprofessionals.com\/wp-content\/uploads\/healthTree-246x300.jpg 246w\" sizes=\"(max-width: 281px) 100vw, 281px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b71e5a4\" data-id=\"b71e5a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-18c1131 elementor-widget elementor-widget-text-editor\" data-id=\"18c1131\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Carolina Insurance Professionals is the partner you need if you&#8217;re ready to enroll in a health insurance plan. We are licensed North Carolina insurance broker who have been helping Raleigh, North Carolina residents just like you since 1999. With over two decades of experience, we are sure to provide the expert guidance you need at no extra cost to you. Reach out today, and let Carolina Insurance Professionals work with you to find the best health coverage for you and your family!<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-710eb8c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"710eb8c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c7d99f3\" data-id=\"c7d99f3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-befa721 elementor-widget elementor-widget-heading\" data-id=\"befa721\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">How Our Clients <b>Rate Us<\/b><\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a16c44 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5a16c44\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d6c2ca6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d6c2ca6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-61d615d\" data-id=\"61d615d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8bf31e7 elementor-testimonial--skin-bubble elementor-testimonial--align-left elementor-testimonial--layout-image_inline elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel\" data-id=\"8bf31e7\" data-element_type=\"widget\" data-settings=\"{&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t\u201cI HIGHLY recommend Carolina Insurance Professionals! I have been using them for 4 yrs and they are the BEST! Ronee takes the highly complex world of insurance (esp health insurance) and makes it easier to understand. Without her assistance I would not have been able to navigate the selection of med insurance policies the last four years.\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Susan Stephens<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-cc7ebe4\" data-id=\"cc7ebe4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-12853ea elementor-testimonial--skin-bubble elementor-testimonial--align-left elementor-testimonial--layout-image_inline elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel\" data-id=\"12853ea\" data-element_type=\"widget\" data-settings=\"{&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t\u201cThis company has integrity and professionalism written all over it.  I have had Jayson Green (sp?) helping me for the past couple years and he's saved me over $1000 on my premiums and prescription prices.  If you're on the fence about giving them a call, do it.\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Max Foley<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-df69920\" data-id=\"df69920\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b3f062f elementor-testimonial--skin-bubble elementor-testimonial--align-left elementor-testimonial--layout-image_inline elementor-arrows-yes elementor-pagination-type-bullets elementor-widget elementor-widget-testimonial-carousel\" data-id=\"b3f062f\" data-element_type=\"widget\" data-settings=\"{&quot;show_arrows&quot;:&quot;yes&quot;,&quot;pagination&quot;:&quot;bullets&quot;,&quot;speed&quot;:500,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;loop&quot;:&quot;yes&quot;,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;space_between&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;space_between_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]}}\" data-widget_type=\"testimonial-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-swiper\">\n\t\t\t<div class=\"elementor-main-swiper swiper\">\n\t\t\t\t<div class=\"swiper-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"swiper-slide\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-testimonial\">\n\t\t\t\t\t\t\t<div class=\"elementor-testimonial__content\">\n\t\t\t\t\t<div class=\"elementor-testimonial__text\">\n\t\t\t\t\t\t\u201cRonee and Jayson have been so helpful, patient and informative. Health insurance is confusing. Medicare is even more confusing. They helped sort it all out for us, got us set up and we feel very confident we have the right policies, the right pricing and best information. Thanks so much\ud83d\udc4d\u201d\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"elementor-testimonial__footer\">\n\t\t\t\t\t\t\t\t<cite class=\"elementor-testimonial__cite\"><span class=\"elementor-testimonial__name\">Dona Lerner<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Health Insurance Brokers Raleigh, North Carolina If you are in North Carolina&#8217;s Raleigh area and looking for health insurance for &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"moretag\" href=\"https:\/\/www.carolinainsuranceprofessionals.com\/health-insurance-agency-raleigh-nc\/\"><i class=\"fa fa-long-arrow-right\" aria-hidden=\"true\"><\/i><\/a><\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"templ_icon_small":false,"templ_icon_medium":false,"templ_icon_large":false,"1536x1536":false,"2048x2048":false},"uagb_author_info":{"display_name":"GetYou Found","author_link":"https:\/\/www.carolinainsuranceprofessionals.com\/author\/getyou-found\/"},"uagb_comment_info":0,"uagb_excerpt":"Health Insurance Brokers Raleigh, North Carolina If you are in North Carolina&#8217;s Raleigh area and looking for health insurance for &hellip;","_links":{"self":[{"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/pages\/144"}],"collection":[{"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/comments?post=144"}],"version-history":[{"count":44,"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/pages\/144\/revisions"}],"predecessor-version":[{"id":11060,"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/pages\/144\/revisions\/11060"}],"wp:attachment":[{"href":"https:\/\/www.carolinainsuranceprofessionals.com\/wp-json\/wp\/v2\/media?parent=144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}