Open Enrollment Is Here
Health Insurance Open Enrollment – November 1, 2021 – January 15, 2022
North Carolina Medicare and its Supplement Plans can be complicated. Our Medicare insurance agents are here to make it easy.
Find the Perfect Medicare Coverage
Our Medicare Insurance Agents Make It Easy
Medicare can be complicated. There are many options and many terms – Medicare Advantage, Supplements, Prescription Plans, Parts A, B and other letters of the alphabet that can cause some confusion. The Medicare process doesn’t have to be confusing if you have a trusted insurance agent on your side.
We have assisted North Carolinians with their Medicare choices for almost 20 years. Finding a plan should be simple and we are here to help you understand the Basics of Medicare so you can be confident with the plan you select.
If you are going to be turning 65 soon or are Medicare-eligible due to a disability, we can make sure you the perfect Medicare plan in place. Give your local Medicare insurance agents a call today!
What is Medicare Part B?
Medicare Part B covers preventative and medically necessary services. Preventative services include early detection and preventative measures to catch illnesses, diseases, etc. when treatment is most likely to be effective. Medicare Part B includes services like:
- Inpatient and outpatient mental health
- Outpatient prescription drugs (with potential limitations)
- Emergency ambulance services
- And more
Talk with Carolina Insurance Professionals and your health professionals for more information about what’s covered by Medicare Part B. We’re the local Medicare insurance agency that can give you expert advice at no additional cost to you.
What is Medicare Advantage?
Medicare Advantage is a more comprehensive alternative to Original Medicare. Offered by select private companies, a Medicare Advantage Plan usually includes Medicare Part A, Part B, and Part D. Medicare Advantage also includes some services and coverage that Original Medicare doesn’t like:
The cost of Medicare Advantage Plans vary from provider to provider and a patient’s individual situation. Check with your health professionals and an independent health insurance agent in North Carolina to find out what’s covered, how much it costs, and more
What is the difference Between Medicare and Medicaid?
Medicare is a federal insurance program primarily for individuals over the age of 65 and/or those who are living with disabilities. There are small monthly premiums for certain types of coverage and deductibles for various services.
Medicaid is a federal and state assistance program for low-income individuals and families, regardless of ability or age. Patients typically have no-cost or low-cost coverage and rates vary from state to state.
If you’d like more information about coverage provided by Medicaid and Medicare, contact Carolina Insurance Professionals. As the local team of Medicare insurance agents near you, we can discuss program eligibility in North Carolina and ensure we find the right option for you.
What does Medicare cover?
Medicare has several different components, all of which offer different benefits.
Medicare Part A
- Hospitalization coverage
Medicare Part B
- Outpatient doctor’s visits and diagnostics
Medicare Part C, Also Known As Medicare Advantage
- A private option offering both Part A and Part B of Original Medicare and other benefits
Medicare Part D
- Prescription drug coverage
Medicare Supplement, Also Known As Medigap
- Private insurance that helps cover the costs of coinsurance, deductibles, and copays
For more information about what each part of Medicare covers, call us or contact us online. Carolina Insurance Professionals is here to answer all of your Medicare questions and help find the right plan for you.
We’re the leading team of Medicare insurance agents in Raleigh, NC. We proudly serve North Carolina residents and are ready to help you find Medicare quotes and options at no additional cost to you.
Find The Perfect Plan
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