HealthOpen Enrollment

Bright Health: North Carolina’s New Insurance Carrier

There is a new name on the North Carolina Health Insurance scene. Bright Health is a new choice in 2020 for North Carolinians living in certain areas of North Carolina. Based out of Minnesota, Bright Health is expanding into select areas of North Carolina along with 12 other states across the country. Therefore, the health care landscape is changing in certain North Carolina counties.

The Bright Health model is simple—they partner with a small network of doctors and hospital systems (called Care Partners) in certain areas to offer low cost plans to their members.  As a result of this innovative model, members receive simple and meaningful care from their providers at an affordable cost. Founded by a team of experienced health care professionals, Bright Health was designed to make health insurance stress free, personal and affordable. Therefore, the plan has some very unique aspects.

What are the Benefits of Joining Bright Health?

In North Carolina, Bright Health offers individual and family health insurance that provides comprehensive coverage at a competitive price in your local area. For instance, the benefits are simple:

  • Personalized health care through Care Partner networks in your area
  • Lower out-of-pocket costs
  • Innovative Programs that reward you and your family for making healthy choices
  • Top notch member services team to assist you by phone or on-line chat
  • Access to your account 24/7 to track claims, see rewards and other vital information
  • On-line Provider Finder to locate doctors and hospitals in your neighborhood
What Bright Health Insurance Plans are Available for 2020?

Bright Health has a variety of health insurance options for 2020. Therefore, it is important to consult an agent about which of these plans would be best for you.

  • Individual and family health insurance plans with a variety of deductibles and benefits (Bronze, Silver and Gold)
  • Health Spending Accounts (HSA)
  • Catastrophic Plans
Which Counties in North Carolina have Bright Health as a NEW option for Health Insurance in 2020?

Bright Health will be offered in the following North Carolina Counties in 2020:

Cabarrus County

Davidson County

Forsyth County

Gaston County

Mecklenburg County

Rowan County

Stokes County

Union County

Yadkin County


How Do I Find More Information or Enroll in a Bright Health Insurance plan?

First of all, the Agents at Carolina Insurance Professionals can educate you on the benefits of Bright Health – at no cost to you! Secondly, our Agents can explain each plan to you and look at the Care Partners in your area.  Thirdly, our Agents can walk you through the Enrollment process to ensure that the plan you select is ideal for your situation. In addition, our team is here to see if you can qualify for a subsidy (tax-credit) for the coming year. Finally, North Carolinians who enroll in Bright Health with Carolina Insurance Professionals will have a trusted Agent on their side for the entire year.

Is Bright Health the right choice for you and your family in 2020?  Let one of the professional, licensed (and friendly!) Agents at North Carolina-owned Carolina Insurance Professionals determine if Bright Health is right for your medical needs and budget.  For instance, Insurance agents recommend that you start doing your research today about your Insurance options for 2020. Therefore, you will feel confident in the plan you choose for your health care needs.

Open Enrollment for 2020 is November 1st through December 15th.   Our team will make sure that you have a plan that is ideal for your lifestyle and budget in the coming year. Finally, we are a small-family owned business with big options for your Insurance needs.