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Bright Health: North Carolina’s New Insurance Carrier

Our Agency Helps You Understand New Affordable Health Insurance NC Carriers

In North Carolina, there are several options available to individuals, families, and businesses for health insurance packages. Some are more affordable than others, certain packages may have higher premiums, others may have higher deductibles. If it’s time to renew or change health plans to cover the potential for high healthcare costs, it’s important to understand how plans compare to one another. While considering affordability, there are a few questions you need to answer before making a decision that works for you. Your monthly payment amount will depend on your insurance coverage.

Carolina Insurance Professionals specializes in helping people find affordable health care options and comparing carriers. Our agents also stay up-to-date with the new options that become available each year. For example, Bright Health is a new carrier available to residents in certain North Carolina counties in 2020.  Let’s discuss how independent health insurance agents can help you learn more about new options and weigh the pros and cons of switching during Open Enrollment.

How Our Independent Health Insurance Agency Helps You When A New Carrier Comes To Market

Based out of Minnesota, Bright Health is expanding into select areas of North Carolina along with 12 other states across the country. The health care landscape is changing in selected North Carolina counties and it’s important to know how this impacts you. We can help you understand the new health coverage options you can access in the state of North Carolina. Using Bright Health as an example, we’ll walk through what our team can help you with when a new option becomes available in your area. 

Our Health Insurance Agency Evaluates The New Carrier

When a new name hits the health insurance scene, it’s up to independent agents to analyze what it offers and where its potential shortcomings are. Let’s take a look at Bright Health to learn more about how this process works.

Bright Health is a new choice in 2020 for North Carolinians living in selected areas of North Carolina. The Bright Health model is simple. They partner with a small network of doctors and hospital systems (called Care Partners) in specific areas to offer low cost plans to their members.

As a result of this innovative model, members receive simple and meaningful care from their providers at an affordable cost. Founded by a team of experienced health care professionals, Bright Health was designed to make health insurance stress free, personal and affordable. The plan has some very unique aspects that can make it attractive for both individual and family healthcare purposes.

Carolina Insurance Professionals Compare Affordable Health Insurance Options

Between new carriers, alternatives through the Health Insurance Marketplace (the Health Insurance Marketplace is also known as the Health insurance Exchange), and employer-sponsored options, there are so many choices when it comes to insurance plans. The agents with Carolina Insurance Professionals will evaluate your needs as an individual, a family, or business to contrast and compare your options. This helps you prioritize what’s most important to you. We’ll evaluate factors such as:

  • Personalized health care networks in your area
  • Lower out-of-pocket expenses like deductibles
  • Discounts for healthy lifestyle choices
  • Prescription drug coverage
  • Pre-existing conditions
  • A carrier’s customer service ratings
  • Online account management
  • How claims are processed
  • And more

We’ll also take a look at what is available to you based on geographic location. For example, Bright Health is coming to the following North Carolina counties in 2020:

  • Cabarrus County
  • Davidson County
  • Forsyth County
  • Gaston County
  • Mecklenburg County
  • Rowan County
  • Stokes County
  • Union County
  • Yadkin County

If you’re a resident of one of these counties, you’ll have access to Bright Health options. However, if you live in a different North Carolina county, your affordable health insurance choices may be different.

We’re The Broker That Helps You Make The Right Decision

Once we have an idea of what is most important to you, we can start weighing the benefits and drawbacks of each option. This will ensure that you’re making the best decision to suit your unique situation. Our goal, at no extra cost to you, is to help you get the most out of your health insurance package. Together we can compare plans including:

  • Individual health insurance plans
  • Family health insurance plans
  • Different varieties of deductibles and benefits (Bronze vs. Silver vs. Gold plans)
  • Health Spending Accounts (HSA)
  • Catastrophic plans

Our agents will compare plans to find the best health insurance rates for your budget and your healthcare needs. Some individuals and families may qualify for a premium tax credit that can greatly reduce their monthly premiums. Together, we can get you covered with an appropriate health insurance policy.

How Do I Get More Details About New Affordable Health Insurance in NC?

The best way to get reliable, accurate information about affordable health insurance options in North Carolina is to contact the agents at Carolina Insurance Professionals. At no cost to you, we can educate you on the benefits of previously existing and new options including Bright Health. We can walk through each plan together and look at the networks and Care Partners in your area.

We’ll also walk through the Open Enrollment process to ensure that the plan you select is ideal for your situation. In addition, our team is here to see if you qualify for a subsidy (tax-credit) for the coming year. North Carolinians who enroll in Bright Health with Carolina Insurance Professionals will have a trusted agent on their side for the entire year.

Is Bright Health the right choice for you and your family in 2020? Let one of the professional, licensed (and friendly!) agents at North Carolina-owned Carolina Insurance Professionals determine if Bright Health is right for your medical needs and budget.

Insurance agents recommend you start doing your research today about insurance options for 2020. This will  help you feel confident in the plan you choose for your health care needs. Open Enrollment for 2020 is November 1st through December 15th. Our team will make sure that you have the ideal plan for your lifestyle and budget for the upcoming year. If you have trouble finding and choosing the best health insurance rates, work with our independent insurance agents at no extra cost to you.

We’re a small family-owned health insurance agency with big options for your insurance needs. Our agents have access to insurance plans from numerous health insurance companies to determine which is best for you. We’re able to get quotes from many different insurance carriers, old and new, to save you hours of research and headache. Whether you have health insurance, are uninsured, or looking to upgrade your plan, work with the Carolina Insurance Professionals to save time and money.

Partner with Carolina Insurance Professionals to discover the affordable health insurance options available to you in North Carolina. Call us or contact us online to schedule a consultation today!