Medicare Supplement vs. Medicare Advantage

Medicare Supplement Insurance Plans

Medicare Advantage Plans

Enrolling

Applying for and purchasing Medicare Supplement plans and joining Medicare Part B can happen any time after your 65th birthday.

Enrollment in these plans happens during specific time frames each year. These Enrollment Periods are the ideal time to enroll or to switch your current plan.

Costs

Monthly plan premiums are paid in addition to your Part B can happen any time after your 65th birthday.

These plans have a low monthly plan premium in addition to the premiums associated with Part B. You will be responsible for co-pays, deductibles and co-insurance when you use the service.

Network

Network has no restrictions. You can travel across the United States and select your doctors and hospitals if they accept Medicare patients.

Some Network Restrictions may apply. If you are traveling in the United States or abroad, you may be covered for Emergency care services.

Prescription Drug Coverage

Prescription drug coverage is not included with this plan. Adding a Medicare Part D plan is a great option to consider.

Prescription drug coverage is included with typical plans.

Referrals

Specialists may be seen without referrals.

Referrals may be required in some cases to use network specialists.

Enlist Our Expert Guidance Now

If you are eligible for Medicare due to age or disability benefits, take the initiative to sign up for Medicare Part B or any other applicable option to enhance your health plan with comprehensive prescription drug coverage. Confidently navigate through the 2024 Medicare Open Enrollment with the perfect plan that’s just right for you and your family. Contact our Raleigh office today and ensure your path to robust, reliable, and affordable health insurance coverage.

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