Affordable RV & Motorhome Insurance in North Carolina
Your RV is not just a vehicle, but your home away from home. You need the comfort of an insurance policy from an insurance company you can trust while you are out exploring the open road. Regardless of whether you’re driving it or towing it, using it for quick getaways, or all year long, our goal is to help you get the best coverage with unbeatable insurance discounts for your vehicle insurance needs.
When you are looking through insurance policies, understanding the ins and outs of your policy and getting the best insurance quote can be difficult, whether you trying to insure a motorhome, camper, or RV. Our independent insurance agency helps you understand your collision coverage, deductible, general liability coverage, bodily injury liability, and any other auto coverage you may need while we help you get the customer service you need along the way. The RV insurance agents at Carolina Insurance Professionals are ready to help you find auto insurance coverage for:
- Conventional Motor Home — Class A
- Professional Bus Conversion — Class A
- Non-professional Bus Conversion — Class A
- Camper Vans — Class B
- Mini Motor Home
- Fifth Wheel Trailer
- Conventional Trailer
- Pop-Up Tent Trailer
- Trailer with Recreational Cargo Quarters
- Mounted Truck Camper
Recreational Vehicle Coverage Options
Being uninsured when your RV gets totaled in an auto accident or hit and run can be devastating. With a standard RV insurance policy in North Carolina, you’ll get some of the same coverages as your auto insurance, like Roadside Assistance, personal injury protection, and medical bill assistance. However, there are some additional features and coverage options of a good RV plan that you’ll want to explore to get the right coverage for your needs.
Personal Belongings Replacement Cost
A special plan for RV insurance coverage is recommended to protect the personal belongings you may keep in your RV. In addition to property damage liability for the RV itself to protect against vandalism, this plan would cover things like laptops and other electronics, clothing, jewelry, and other gear.
Travel Assistance
Our insurance premiums can also cover lodging or travel expenses if your RV needs to be repaired on the road. This includes the cost of a hotel if you need a place to stay, or a rental car to simply get to your destination until your motorhome is ready to be back on the road.
Liability at the Campsite
If someone is injured while around your RV while it is parked at a campsite, you might be responsible for their medical expenses. Let your motorhome insurance protect you. Ask us about all our vacation liability insurance options!
Full-Time Coverage for Your RV
If your RV is what you call home, you deserve a North Carolina insurance policy that gives you the level of coverage you need. We can help you find a full-time policy that is similar to a homeowners insurance policy. Full-time policies are eligible for those who do not own or reside in another dwelling and cover:
- Personal liability
- Medical payments to others
- Loss assessment
- Storage shed contents
North Carolina’s Top RV Insurance Agency
Not all insurance companies offer the same coverage. Just like you would compare car insurance quotes when looking for the best auto insurance rates for your automobiles, you should do the same for RV insurance. If you are looking for full coverage, minimum coverage, comprehensive coverage, or any other insurance, we encourage you to contact us to find ways to save that can benefit you. For help finding the best company for the perfect insurance for your RV, get in touch to get a quote to cover you today! We’ll help you compare plans and prices to find the best option.
Each of our independent RV insurance agents is standing by and ready to help you save money on quality coverage while answering any of your insurance questions. Let our insurers do the searching for you and find you competitive prices for comprehensive insurance with North Carolina’s leading providers.
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