Did you know that 12% of North Carolinians do not have car insurance? This is astounding, especially given that liability insurance is required by law in North Carolina, according to the DMV. Apart from the legal reasons, why should you consider getting an auto insurance plan with Carolina Insurance Professionals?
The Department of Transportation says that in North Carolina, in 2013, there were over 220,000 traffic crashes reported. Accidents can cause thousands of dollars in property damage and tens of thousands of dollars in medical bills if there are any resulting injuries. Without proper coverage, you could be paying out of pocket for your accident.
We can help you find the right car insurance so that you get the protection you need out on the road. Insurance will help you settle any claims quickly and fairly, whether you are at-fault or not-at-fault. We can help you find car insurance that provides the coverage options you need like:
- Paying for repairs
- Paying for medical bills
- Protecting you from lawsuit damages
- Protecting you from uninsured or underinsured motorists
For any insurance questions, or to go over options give us a call!
Car Insurance NC Coverage Options
Medical care after accidents
If you or any passengers in your car need medical care after an accident, you can have those expenses covered! In addition, there are “Not-at-fault” coverage options if you’re in an accident caused by a driver that may have little or no insurance and is unable to pay for your incurred damages.
If you cause the accident, you can also get coverage for the other driver’s medical bills, and potentially get legal fee coverage if that driver sues you.
Property damage coverages
Vehicle collisions can cause thousands of dollars of damage to your vehicle. With the proper insurance plan, If you need repairs, all you need to pay is a deductible that you choose.
What if your gets damaged by something other than a collision? Don’t worry, insurance can pay for repairs if your car is vandalized, damaged by weather or fire, damaged from hitting an animal, or if your car gets stolen!
Help After a Breakdown!
Make sure you have a plan that offers roadside assistance! If your car has any mechanical or electrical issues, let your insurance pay for towing services and other roadside help. This includes flat tires, running out of gas, or perhaps a dead battery.
While your car is being repaired, you also have the option of getting rental reimbursement for a period of time from your insurance provider!
For help finding the right car insurance, contact us today to speak with one of our qualified car insurance brokers!